Car Loans

Know what you can afford in your budget before you even step foot in a car lot. When you buy a car, set it up for low payments and extend the loan out as long as possible … this allows you to make larger payments when we have extra to pay the loan off faster but when things are tight you can easily make the minimum payment… set the loan up for manageable auto payments, some suggest bi-monthly bc it helps pay part of principle sooner in the month, making the interest a bit less. Making payments on time and paying down debt early will help raise your credit score and free your budget sooner for the next goal. This will set yourself up for success.